Camper Trailer Truck Hauling Recreation

Trailer & Towing Tips

May 6, 2019
Camper Trailer Truck Hauling Recreation

Camping season is approaching and with it comes trailers on the roads heading for campsites and lakes.  If you have a cabin trailer, tent trailer, or boat trailer, or are considering purchasing a trailer, there may be some important details that you are not currently aware of.  Nothing will ruin your summer like a claim that isn’t covered.

  • If your trailer (or trailers) weighs more than 4,600 kg (10,000 lbs.), the driver will require either a Class 1 Driver’s Licence or a G endorsement for towing heavy trailers. In order to obtain either, you will need to complete a Commercial Medical, pass the required written exams, complete the required training course (Class 1), and pass the Road Test.
  • Always check the towing capacity of your vehicle – the last thing you want is a trailer that you can’t tow.
  • If your trailer and load is over 1,400 kg (3,000 lbs.), the hitch must be attached to the vehicle’s frame, not the bumper.
  • If you have a ball hitch and your trailer and load is over 1,590 kg (3,500 lbs.), you will need a load equalizing hitch to lessen the load on the rear axle by distributing weight onto the front axle and trailer axles.
  • Not all ball hitches are created equally. The ball diameter must increase based on the weight of the trailer.
  • For gooseneck, fifth wheel, or ball hitch with a weight distribution attachment, the trailer and load must not be more than double the GVWR of the towing vehicle. With a regular ball hitch, the trailer and load must not be more than the GVWR of the towing vehicle.
  • In Saskatchewan, you may be able to tow two trailers, depending on the lead trailer – it must have a gooseneck or fifth wheel hitch, or have two axles if it has a ball hitch, due to the increased instability of two trailers. The maximum length for the two trailers is 23 m (75 ft 5 in); the maximum width is 2.6 m (8ft 6 in); the maximum height is 4.15 m (13 ft 6 in); the maximum length of a single trailer is 12.5 m (41 ft). Many jurisdictions prohibit towing more than one trailer, so if you are doing any travelling, you will want to contact the other jurisdiction to ensure that they allow it.
  • Boat trailers are not always necessarily classed Utility Trailers. If your boat trailer weighs over 1,360 kg (3,000 lbs.) the trailer would be classed a Transport Trailer.
  • If the combined weight of your truck, trailer, and load exceeds 5,000 kg (11,000 lbs.), it must be declared on the truck’s registration.
  • A driver with a Class 5 Driver’s License can drive a Class 1 RV – however, if the RV has air brakes, the air brake endorsement (A) will be required.
  • The trailer insurance (plates) does not cover the trailer contents (boat, ATV, or contents in a cabin or tent trailer or an RV).

Please contact your broker for advice on how to insure your trailer and anything on or in it and you’ll be able to enjoy your summer with the peace of mind that you are properly covered.

Contact Information

Prince Albert Insurance Ltd
499 15 St. E.
Prince Albert, SK S6V 1G1
306-764-2233 Fax: 306-763-6663

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